New Year – Time to review your finances?
Happy New Year! It’s 2019 a chance to start afresh and do all of those things you said you were going to do last year but didn’t get round to. …
Category: Investment
Spring clean your finances
Spring is in the air. We are seeing lambs in the fields, colourful flowers blooming, and the sun if we’re lucky. Spring has also always been associated with having a…
New tax year – now is the time to do your Financial Planning
Many people leave their financial planning until the last minute, at the end of the tax year. Luckily, some providers remain open until midnight on 5th April each year and…
Buy to Let vs Investments
I have recently had a number of conversations with clients regarding the merits of investing their money verses purchasing a buy to let property. Buy to let properties are often…
When should I talk to a financial adviser?
In my previous blog, I looked at the types of saving, investment, pension and protection you may be considering when thinking about if you need a financial adviser. In this blog the…
Do I need financial advice?
If you have money to invest, you need to protect yourself or plan for the future, you may benefit from talking to a financial adviser. This will depend upon you,…
The Impact of the Base Rate on Savers and Borrowers
I wrote this some time ago and did not get round to posting it. So here it is now (with some recent figures). Further to my blog about the (not…
Last Year’s Interest Rates Cut – what this means for you
In August last year (2016), UK Interest Rates hit a record low at 0.25% in the first cut in interest since 2009. A year on, I am revisiting how almost…
What is a Bond?
In this blog, I will look at “What is a Bond?” A Bond is just like any other form of investment. All investments whether it be a NISA, a pension,…
What is a General Investment Account (GIA)?
What is a GIA? A general investment account (GIA) is a “tax wrapper” with no overt tax advantages. A GIA is just like any other form of investment. All investments…