Financial Planning when having a baby
When you are having a baby, there are so many things to think about: what travel system to buy, which car seat to choose, whether to use disposable or reusable…
Category: Pensions
Retired and Getting Divorced? Time to Consider Financial Arrangements
Are you retired and getting divorced? Now is the time to consider your financial arrangements. December to March can put a strain on all of us. But it can be…
Financial Advice and Divorce
It’s February, the month when love is in the air and couples celebrate Valentine’s Day. So I thought I would talk about Financial Advice and Divorce. People getting divorced will…
New Year – Time to review your finances?
Happy New Year! It’s 2020 a chance to start afresh and do all of those things you said you were going to do last year but didn’t get round to. …
The difference between defined benefit and defined contribution pensions
Since pension freedoms introduced in 2015, there has been an increasing number of people transferring out of Defined Benefit pensions – historically referred to as gold plated pensions. So why have…
How can I take an income from my pension?
If you have a defined contribution pension (where what you pay in dictates what you can take out) rather than a Defined Benefit pension (where your employer pays you a…
Pensions and Divorce
Here I am talking about another cheery topic – not death this time but the other “D” word – Divorce. According to the Office of National Statistics, 42% of marriages…
Spring clean your finances
Spring is in the air. We are seeing lambs in the fields, colourful flowers blooming, and the sun if we’re lucky. Spring has also always been associated with having a…
New tax year – now is the time to do your Financial Planning
Many people leave their financial planning until the last minute, at the end of the tax year. Luckily, some providers remain open until midnight on 5th April each year and…
Tax year end planning – Pensions
Tip – as the tax year end approaches, make sure you have used all of your allowances There are allowances each year that can reduce tax, receive tax relief and/or…