What is drawdown?
In this blog I will look to answer the question What is drawdown? Pensions have 2 different phases: the growth phase – while you are working, you pay into your…
Category: Pensions
What is an annuity?
In this blog I will discuss What is an annuity? Pensions have 2 different phases: the growth phase – while you are working, you pay into your pension and want…
How much can I pay into a pension?
In this blog I will look to answer the question How much can I pay into a pension? Taking into account the annual allowance, carry forward, the impact on the…
Lifetime ISA (LISA) the new pension?
After last year’s budget and the pre-budget talk of reducing tax relief on pensions, the government introduced “bonuses” on ISAs. In the form of Lifetime ISAs. But what is a LISA? And how does a…
ISAs and Pensions compared
In this post, I will compare Pensions and ISAs. And help answer the question Should I invest in an ISA or a Pension? If you do not know what a pension is,…
Do you have a mobile phone?
That’s a silly question, most people have a mobile phone. In fact globally, more people own a mobile phone than own a toothbrush! In this article, I will explore the…
Why it irks me when people say they don’t trust pensions
I often hear people say “I don’t trust pensions” which, irks me somewhat. They say “Well, look at BHS” and “my Granddad lost his whole pension the day before he…
When should I talk to a financial adviser?
In my previous blog, I looked at the types of saving, investment, pension and protection you may be considering when thinking about if you need a financial adviser. In this blog the…
Do I need financial advice?
If you have money to invest, you need to protect yourself or plan for the future, you may benefit from talking to a financial adviser. This will depend upon you,…
Retirement – Later Life
This is the last in the “Thinking About Retirement” series – “Retirement – Later Life”. Hopefully, you will live to a ripe old age having enjoyed your retirement to the…